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Jim Gluhan

Jim Gluhan
Monterey Bay Insurance Agency
12 Magnolia Court
Watsonville, CA 95076
831-345-5116
Send an email

Your "Local Online Agency"
Montereybayins@aol.com
Fax# 831-761-3397

Health Plan Options:


Individual & Family Health Plans Health insurance for individuals and families
  • Extensive doctor and hospital networks provide significant savings
  • Wide range of plans and benefit options tailored to your needs
  • Lifetime benefits up to $15 million provide added security (varies by state)
  • No referrals needed for specialists - you choose who you see
  • First-year rate guarantee means no surprises
 Get a quote now or APPLY ONLINE!


Short Term Medical Insurance Temporary health insurance for 30-360 days (varies by state)
  • Coverage as early as the next day
  • Freedom to choose any doctor or hospital
  • Prescription drug coverage for extra peace of mind
 Get a quote now or APPLY ONLINE!


Student Health Insurance Individual Health insurance for college students
  • Coverage as early as the next day
  • Freedom to choose any doctor or hospital
  • Continuous coverage even if you leave or change schools
  • Simple application process
 Get a quote now or APPLY ONLINE!


About Us

About Monterey Bay Insurance Services.com

Monterey Bay Insurance Services is an "online agency" where most of our product line can be quoted and purchased online. Products purchased online are protected by using SSL security. As an Independent Agency, we are dedicated to serving you. We represent several leading insurance companies rather than any single provider. Therefore, we have the ability to continually monitor the marketplace and offer you the best possible rates.

Our goal is to provide you the highest level of customer service and dedicate our resources to meet your trust. Our success is based on your continued satisfaction. We invite you to contact us at 831-345-5116. You can also contact us via e-mail: Montereybayins@aol.com or fax# 831-761-3397. We will make every effort to make sure your needs are addressed, phone calls returned, coverage issues responded to and claim matters will be addressed. We welcome and appreciated your business. Thank you.